Almost all occupational pension schemes allow members to increase their future pension entitlements by purchasing Additional Voluntary Contributions (AVC's).

You may pay a maximum of 15% of your salary between ordinary contributions and voluntary contributions. The contributions are exempt from income tax.

If you cannot benefit from an occupational pension, or you are a contract worker, there will be an opportunity to invest in a PRSA (Personal Retirement Savings Account).

These are personal, portable pensions which can be carried from employer to employer. The fund accumulated belongs to the worker even he/she moves from one country to another.

In 2002 Legislation for PRSA's was enacted:
http://www.revenue.ie/publications/legisltn/fa02_prsa-nfg.pdf)