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The French benefit from social security throughout their lives.
The social security system is financed by employees and employers.
Employers deduct social security contributions at source and the funds
raised in this way are channelled into all the various area of cover
provided.
Family allowances are awarded in line with the
number of children; maternity insurance aims to guarantee that mothers
receive their full income throughout their maternity leave, both
before and after giving birth.
Health insurance: A share of the costs of consulting
a doctor, buying medicine, undergoing medical examinations and being
hospitalized are reimbursed by the social security authorities.
These reimbursements may be complemented by a system of voluntary
health insurance schemes to which most firms subscribe, with their
employees' participation.
Pensions: The general pension scheme enables employees,
subject to certain conditions, to receive a pension based on the
social security authorities' reference ceiling (currently 14,750
French francs per month). For a full-time pension that represents
some 43% of this ceiling.
In addition, there may be supplementary pension payments (see chapter
on pensions and insurance).
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